It’s not an issue of will. It has been a technology bottleneck. Anti-impersonation technology has not existed so far. A simple Photoshop defeats all existing technology. That’s why banks require physical presence for account opening.

If you try any top exchange like binance or kraken.. you can easily open accoiunt with a synthetic photoshoped identity.

Crypto needs a new innovative ekyc that can remove this bottleneck. Otherwise it poses a criminal liability on the directors of both the crypto company and the bank.